Not Financial Advice: The information provided on TheOwnerClass is for educational and informational purposes only and does not constitute professional financial advice.

No Fiduciary Relationship: I am a individual investor and risk professional, not a Certified Financial Planner (CFP), CPA, or registered investment advisor. Viewing this website does not create a professional-client relationship.

Investment Risks: All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. You should always conduct your own research and consult with a qualified financial professional before making any investment decisions.

Accuracy of Information: While we strive to provide accurate and up-to-date information (referencing specific Texas TRS or IRS rules), financial laws and regulations change frequently. We cannot guarantee that all information on this site is current or error-free.